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Emerging payment systems means new opportunities to make old mistakes. Apple Pay and Google Wallet has taken us cardless and wireless. Starbucks invented its own espresso-driven gift cards. Bluetooth payment beacons are taking us cashierless. Yet amid the encryption and tokenization and PCI DSS compliance, somehow, criminals still manage to eke out a living defrauding consumers. (And by eke, we mean the estimated $3 trillion dollar cybercrime industry.) This talk will review several emerging payment systems and describe the fraud and the flaws. With that as a framework, we will propose first principles for securely designing new systems and sidestepping the same old mistakes. Drew Sutter recently graduated from Eastern Michigan University with a Bachelor’s of Science degree in Information Assurance. A select number of schools in the country are designated by the NSA as Centers of Academic Excellence in Information Assurance. EMU meets the NSA standards and is lucky to be one of these schools. After graduation Drew started working for Creative Breakthroughs Inc. (CBI), an IT risk management firm based in Ferndale Michigan. At CBI, Drew is part of a program called the CBI Academy. As part of the CBI Academy, he is employed as a Security Apprentice and gets to work hands on with many different technologies. Drew’s areas of interest are forensics, malware analysis, and penetration testing. In his free time, he enjoys hiking, biking, and other outdoor activities. Drew consider himself a technical person. He likes to solve problems and figure out how things work, but also enjoys research and writing. This is Drew’s second year at Converge / B-Sides Detroit.
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